Your Path to Buying

Whether you are selling your previous home and looking for a new one, or looking to purchase your very first home, it is a big decision, and we don’t take that responsibility lightly. 

Where do I start? Who do I talk to and what do I need to know before buying?

The current market is changing rapidly so understanding the process and working with a team you can trust is paramount when either buying or selling what is commonly your most expensive asset.

Steps to Buying

Here are a few tips that will help you start with the end in mind:

1. Have a very clear picture about what you want in your new home. What are must-haves and what features are you are willing to compromise on.
2. Know your budget and have your finances in order. Make sure you have our bank pre- approval ready. Sometimes this will be the difference in whether your offer is accepted or not.
3. Look at as many properties as you can. Over time, you may change ideas about what is important to you, for example location, size, features
4. Ask us for advice. We are your local knowledge hubs and we will be able to guide you towards a great result.
5. Do your research about the area you are looking at. Which part of the mountain suits me better for access to work etc. Which schools offer the learning criteria your children need?
6. Do I have a desire to be near any particular precincts, cafes, local medical facilities?
   On the mountain there is no town water or sewage options. All homes take care of each of those facilities.
7. Talk to the locals, they will happily answer your questions about the community.
8. Have a trusted solicitor ready to act on your behalf. They will take care of all the legal side of your purchase and keep you informed each step of the way.

The process begins and you find a house you LOVE!! What next?

1. Tell us about this house – whether it is one of our listings or not. We will happily act on your behalf, and you can trust us to do everything in our power to help you secure your dream home.
2. There may be some negotiating to do, this is our forte, let us do everything we can to make this happen for you
3. There may be several documents required, we will explain what each one means, how it affects you and what you need to do next. Your solicitor will make sure all legal requirements are met.
4. Once you are under contract, you will need to insure your new property.
5. It is also a good idea to diarize all dates, such as when your initial deposit is due, cooling off period, balance of deposit due, when you need to abide by your conditions and your settlement date
6. If you have a finance clause in your contract, let your bank or mortgage broker know immediately that you are under contract, and forward your contract to them to get started on your finance
7. If you have a Building and Pest Inspection clause in your contract, you will need to book an inspection – we can guide you through this process. It is best to book this inspection immediately, as they will not all be available in the next couple of days. The inspector will give you peace of mind about the property and good maintenance tips.
8. Once you are unconditional, your balance of deposit will be due.
9. In the week prior to settlement, you may ask for a pre-settlement inspection to ensure the property is in as good a condition at settlement as it was at the time the contract was first undertaken. This inspection is generally done a day or so prior to settlement day.
10. On settlement day, both the sellers’ solicitor and your solicitor will notify us in writing that the settlement has been affected and that we have permission to release the keys to your new home. Now you may officially move in!

Celebration time! You are now the proud owner of your new home.

The Bartle Real Estate team are very happy to have assisted you in your journey to purchase your new home and we look forward to welcoming you into the local community.